1. Insurance spin-out rides API-driven strategy

    Allstate has spun out an analytics business that harnesses driver risk scores, roadside rescue services and other telematics data, which it is packaging into software to sell to rival insurers, automakers, as well as ride-sharing companies. So it is fitting that the startup, called Arity, is also aping the API-based platform strategies of the very startups that have blown up the transportation industry.

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